Running low on cash this holiday season?

We got you covered with a December Tax Advance.

Get up to $500 with December Dollars

You can apply for the December Tax Advance starting December 11.

Mother holding her daughter during Christmas shopping. They are surrounded by bright Christmas lights and trees.

Get a tax advance to help with extra money for the holidays because...

December Dollars is Available for the 2025 Tax Season!

Are you looking to get ahead of your bills before the New Year? A tax refund advance can help.

With our December Dollars Advance 1, you could get from $100 up to $500 from your tax refund and manage your expenses before January hits.

Whether it’s covering holiday costs or treating yourself, this refund advance gives you flexibility when you need it most.

Here's How It Works:

What are the features of the December Dollars Advance

Generous Loan Amounts & Availability

Easy Disbursement Options

Important Information About December Dollars

  • Repayment: The advance will be repaid automatically when you receive your full tax refund.
  • Finance Charge: A finance charge will apply for taking the loan.
  • ERO Fee: The Electronic Return Originator (ERO) fee will be deducted from your preparation fees to make the process hassle-free.
  • The December Dollars Advance 1 is available only through select tax preparers.
  • To offer this loan, EROs must meet specific eligibility requirements based on their previous year’s performance.
  • The cost of the December Dollars Advance for EROs will be deducted from their preparation fees and cannot be passed to the taxpayer.

What our customers are saying about us...

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“Outstanding customer service, very patient, polite, and informative. They took care of my needs and I loved how they explained my tax preparation step by step…I was very pleased.”

Shunora

Row of 5-stars for a 5-star rating

“The best experience ever. This is my first time filing my taxes with someone and let me tell you…Overall Fast and Easy!! 10/10 would recommend to anyone I know.”

Sebastian

Row of 5-stars for a 5-star rating

“Most delightful tax experience I have ever had. Undisputed! For the first time I can actually look forward to doing my taxes…Amazing experience!”

Frank

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The M&M Tax Guarantee:

Biggest & Fastest Refunds Allowed by the IRS

100% accuracy guaranteed.

Gain peace-of-mind with our ability to help maximize your refund.

If we miss anything, we correct it at no additional cost to you.

Frequently Asked Questions

Can I get a refund advance in December?

Yes, Republic Bank offers a December Dollars Advance 1 between December 11 and December 31. You can get up to $500.

Can I get an advance on my taxes before Christmas?

Yes, the December Dollars Advance 1 starts on December 16. This lets you get an advance before Christmas to cover holiday expenses.

What is a refund advance loan?

A refund advance loan is a type of short-term loan that allows you to receive a portion of your expected tax refund before the IRS issues it.

This tax refund advance loans part of the refund immediately before you file your taxes. This can be helpful if you need money quickly to cover unexpected expenses.

How does a refund advance loan work?

To get a refund advance loan, you’ll typically need to provide your tax return information, including your expected refund amount.

The lender will then assess your eligibility and offer you a loan amount based on your anticipated refund.  Once the IRS issues your refund, the lender will deduct the loan amount and any associated fees from your refund.

Where can I get a cash advance on my tax refund?

You can get the advance either on a Netspend® Visa® Prepaid Card 2 or by direct deposit 3 to your bank account.

The prepaid card gives you instant access to your money.

How is the loan repaid?

The refund tax loan will be repaid automatically when you receive your full tax refund.

Make This Holiday Season One to Remember with your tax refund!

Whether you need to cover holiday expenses or get ahead for the new year, the December Dollars is here to help.

Get a portion of your tax refund early, helping you stay financially flexible during the season.

Speak with one of our tax pros for more information on how to take advantage of this offer!

1 EROs must be enrolled for Republic Bank’s Refund Transfer Program and meet prior year funding and loan loss requirements to offer the December Dollars Advance. Cost to ERO per approved December Dollars Advance will be deducted from ERO tax preparation fees and cannot be passed to the taxpayer.  If approved, a Finance Charge will apply to the Taxpayer.  Net Refund refers to the taxpayer’s expected refund amount after deduction of all fees. Please check with your software provider for availability as some options may not be offered. All information is as of August 2025 and is subject to change.

2 The Netspend Visa Prepaid Card is issued by Republic Bank & Trust Company, Member FDIC pursuant to a license from Visa U.S.A. Inc. Ouro Global, Inc. is a registered agent of Republic Bank & Trust Company. This card may be used everywhere Visa debit cards are accepted. Card use is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement at www.republictaxpayer.com/terms for details.

3 If a customer chooses direct deposit, it may take additional time for their financial institution to post the funds to their account.